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Secure Trust Bank

General Information


Secure Trust Bank was founded in 1952 and became part of Arbuthnot Banking Group in 1985 until 2016 when Arbuthnot reduced its stake to 18% enabling Secure Trust to join the main market of the London Stock Exchange in October 2016. It owns brands including V12 Finance, Debt Manager and Moneyway.

Banking Licence

Secure Trust have their own banking licence which isn’t shared with any other banks

Registration Numbers

Companies House Number: 541132

Financial Conduct Authority: 204550

Based: Solihull is the Bank’s head office, but Secure Trust has offices in Birmingham, Cardiff, Leeds, London, Manchester, Reading and Rotherham

Date Launched: January 1952

FSCS Protected? Yes

Branches: Secure Trust does not have any branches

People of Interest

Head of Savings

Jon Wilson (Group Head of Marketing) is responsible for savings

Chief Executive

David McCreadie

Saving Information

No. of Savers

Unknown – estimated at approximately 65,000

Amount of Deposits

£2.54bn (as of March 2023)

Loan Book

£3.01bn (as of 31st March 2023)

Account Opening and Management

How Do I Open a Savings Account


How Do I Manage a Savings Account

Internet, Telephone


Lending Activities

Secure Trust has two lending divisions:

  • Consumer finance – which comprises:
    • retail finance (finance provided by retailers in store and online to their customers)
    • motor finance
    • debt managers (a debt collection business)
  • Business finance – which comprises
    • asset finance (for small and medium sized enterprises to acquire building equipment, commercial vehicles and manufacturing equipment)
    • real estate finance (residential development and investment properties)
    • commercial finance (invoice discounting and factoring)


Savings Guru Verdict

Secure Trust Bank set the blueprint for many of the specialist lending banks which have come to the market since the UK government sought to encourage new entrants after the financial crisis of 2008.

Its savings products are usually very competitively priced and almost always appear in our best buys as a result.  However, they are often only available for a few weeks before being withdrawn completely.   Savers sometimes find this approach frustrating, as they have no options at all when this happens.

Contact Information for Secure Trust Bank

Contact Details

Address: Yorke House, Arleston Way, Solihull, B90 4LH
Telephone: 0345 111 7092

Open: Monday to Friday, 9am – 5pm and Saturday 9am – 1pm.

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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