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ISA round up - 24th October

A much quieter week for ISAs but still plenty of good news.  Nine providers now pay 2% or more on easy access and 1 Year rates continue to nudge upwards.  Here's our round up of the best buys and key changes in the Individual Savings Account markets:

Easy Access ISA

No change at the top with Coventry Building Society still leading the way at 2.25% on their online saver.  There is a limit to the number of withdrawals per year of six, before a charge of 50 days interest is levied on the 7th and subsequent withdrawal.  This is only matched by Virgin Money, but their account is restricted to existing customers only.  Cynergy Bank are second at 2.15% but have been joined by Principality Building Society, although their rate includes a 0.40% bonus for 12 months.  Skipton and Teachers Building Society's were also on the move - both up to 2.10% - although the latter pay a higher rate of 2.15% for Teachers and education professionals.  The big guns are all at 2% with Santander, Nationwide, Marcus and Saga tied.

Notice ISAs

Aldermore are the new leaders, as they increase their 30 Day Notice to 2.05%.  Mansfield Building Society are next at 1.75% for its 90 Day Notice account but this and every provider down are well beaten by the best easy access rates.

1 Year ISA

Shawbrook are the new leaders at 3.90%, knocking Kent Reliance (3.85%) down to second spot.  Paragon also improved its rate, moving up to third at 3.80%.  Tesco Bank are next at 3.75% ahead of Virgin Money, Santander, Gatehouse and Close at 3.70%.  Aldermore Bank are next at 3.65%.

2 Year ISA

Kent Reliance do keep top spot on 2 Year with their rate of 4.30%.  Paragon have joined Virgin Money in second at 4.25% with Santander still paying 4.20%, just behind.  Close Brothers moved up to 4.15% to move ahead of Aldermore Bank at 4%.

3 Year ISA

Virgin Money remain top at 4.35% but Paragon Bank have moved up to 4.26%.  UBL Bank were also on the move, up to third at 4.25%.  Gatehouse Bank are next 4.20% with Aldermore Bank fifth at 4.10%

5 Year ISA

Paragon are the new leaders on five year paying 4.27% with Furness Building Society and Gatehouse Bank tied for second at 4.20%. United Trust Bank increased its rate to 4.10% to move up to fourth.

Lifetime ISA

No change in Lifetime ISAs as Nude Finance and Moneybox continue to share top spot with both paying 2% on their cash LISAs.  Nude's comes with a £2 monthly fee and Moneybox include a 0.50% bonus. Beehive Money are next with a straight 1.70% with Paragon fourth, following a 0.60% increase to their rate to 1.60%.   Newcastle Building Society (1.20%) and Skipton Building Society (1%) complete the line up.

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