ISA round up - 9th March
09/03/2026
ISA season is well and truly upon us and we've seen sharp improvements on easy access rates. Tembo Money occupy top spot after trading places several times with Moneybox and Plum. Similarly, for Lifetime ISAs, Moneybox and Tembo have been slugging it out with the former occupying the best buy position currently but paying over 5% for the privilege. 1 Year ISA rates have nudged up too, although this is less due to competition and more to the war in Iran which has changed the financial markets outlook on Base Rate. Gone is the expectation of a cut next week and another later this year with markets now forecasting no change in 2026. Here's our round up of the best buys and key changes in Individual Savings Accounts:
Tembo Money are the new best buy as they improve their rate to 4.55%. The rate comprises a 3.40% underlying rate with a 12 month bonus of 1.15%. Plum are next paying 4.53%, which also includes a bonus - of 1.99% for 12 months - after they increased their rate too. Moneybox also increased their rate, to 4.52% (which includes a bonus of 1.07% for 12 Months). Hargreaves Lansdown are next paying 4.30% with their own ISA. Funds are placed with Shawbrook Bank to provide FSCS protection to savers. Atom Bank are next paying 4.25% but this is only open to new subscriptions, not transfers in. Vida Savings Double Access ISA is next paying 4.16% - the rate drops to 2.50% if more than two withdrawals are made per year. Virgin Money's Double Take ISA pays 4.15% but only allows two withdrawals. Aldermore's Single Access ISA pays 4.11%. Vanquis Bank have a triple access account paying 4.08% with Cynergy Bank and Kent Reliance both paying 4.05% to complete the top 10.
Aldermore Bank pay a best buy 4.15% for their 60 Day Notice ISA. Stafford Building Society pay 4% on their 60 Day ISA but given easy access rates, it's difficult to justify looking below these two.
isbank also pay a best buy 4.23% via Meteor Savings. Investec are next as they improve to 4.20% but Al Rayan Bank ease back to 4.18% via Meteor Savings. Virgin Money pay 4.15% as they increase their rate. Furness Building Society were also on the move - up to 4.10%. Close Brothers withdrew and came back in one basis point lower at 4.07%. Aldermore Bank improve their rate to 4.05% and join UBL Bank, Tembo Money, Zopa Bank, Nationwide and Vanquis Bank.
Al Rayan Bank are the best buy paying an improve rate of 4.20% via Meteor Savings. Furness Building Society pay 4.15% as they too improve their rate. Castle Trust Bank are also on the move - up to 4.08%. Aldermore Bank up their rate to 4.05% and move alongside UBL Bank Cynergy, Nationwide and Close Brothers. Hodge are next at 4.02% with Zopa and Vanquis Bank locked at 4%.
Castle Trust Bank improve to 4.10% to move top ahead of Aldermore Bank, who reduced their rate to 4.08% to drop alongside Close Brothers. Cynergy Bank and Nationwide are tied at 4.05% with UBL Bank paying 4%. Hodge Bank pay 3.97% as just six providers pay 4% or more for this term.
Chetwood Bank pay a top rate of 4.26% via Hargreaves Lansdown as they improve their rate. Castle Trust Bank, Close Brothers and Nationwide are tied in second spot - all paying 4.25%. Castle Trust Bank increase to 4.21% and UBL Bank continue to pay 4.13% before a drop to Skipton Building Society at 4.01%. Hampshire Trust Bank pay 4% alongside Paragon Bank.
Moneybox are top paying 5.05% although a massive 2.25% of this is a 12 month bonus. Tembo pay 5% which includes a 1.20% 12 month bonus. Plum are next paying 4.05% - with 0.94% of this comprising a 12 month bonus - as they cut their rate. Paragon Bank are a distant 3.51% with Bath Building Society paying 2.60%.