ISA round up - 16th March
16/03/2026
The price war at the top of easy access ISA has eased off with Moneybox cutting their rate leaving Plum and Tembo out in front. Fixed rate ISAs have soared as the war in Iran continues to drive expectations of rate rises, not cuts. However, there's no guarantee this will continue. Where rates will peak is anybody's guess but there's every chance there's more to come as there looks to be no immediate end to the war. However, if this changes then expect a rerating downwards almost as quickly as the increases have occured. It's a hard market to predict but there's some excellent rates available at present. Here's our round up of the best buys and key changes in Individual Savings Accounts:
Plum are the new best buy paying 4.66%, which also includes a bonus - of 2.12% for 12 months - after they increased their rate. Tembo Money remain at 4.55% - the rate comprises a 3.40% underlying rate with a 12 month bonus of 1.15%. Vida Savings are next - they pay 4.26% via Hargreaves Lansdown's Active Savings. Moneybox cut their rate to 4.26% (which includes a bonus of 0.81% for 12 Months). Atom Bank are just behind paying 4.25% but this is only open to new subscriptions, not transfers in. Vida Savings Double Access ISA is next paying 4.16% - the rate drops to 2.50% if more than two withdrawals are made per year. Virgin Money's Double Take ISA pays 4.15% but only allows two withdrawals. Aldermore's Single Access ISA pays 4.11%. Vanquis Bank have a triple access account paying 4.08% with Leeds Building Society completing the top 10 after they increase to 4.06%.
Aldermore Bank pay a best buy 4.15% for their 60 Day Notice ISA. Stafford Building Society pay 4% on their 60 Day ISA but given easy access rates, it's difficult to justify looking below these two.
Al Rayan Bank move back to the top of the tables as they improve to 4.25% via Meteor Savings. Tandem Bank and Virgin Money are next - both increasing their rates to 4.22%. Coventry Building Society launched a new 1 Year ISA on Friday paying 4.21% and they nudge ahead of Investec at 4.20%. Close Brothers also pay 4.20% and Tembo Money pay 4.16% as they increase their rate, as do both Zopa Bank and Tesco, who also pay 4.16%. Vanquis Bank improve to 4.15% to complete the top 10.
Castle Trust Bank moved top tonight paying 4.23%. Tandem Bank had led at 4.21% with last week's leader, Al Rayan Bank, next paying 4.20% via Meteor Savings. Furness Building Society pay 4.20% too as they too improved their rate again. Close Brothers are next at 4.16%, ahead of Vanquis at 4.12% and Zopa at 4.11% - both of whom have increased rates in the past couple of days. Charter Savings Bank pay 4.11% and Kent Reliance pay 4.10%.
Tandem Bank are the best buy paying 4.13%, just ahead of Aldermore Bank, who improve their rate to 4.12%, and have been joined by Castle Trust Bank. Close Brothers pay 4.11% and Charter Savings Bank pay 4.10% as do Newcastle Building Society. Kent Reliance pay 4.09%. Cynergy Bank and Nationwide are tied at 4.05% with UBL Bank paying 4%.
Castle Trust Bank moved top tonight as they improved their rate to 4.34%. Tandem are next at 4.32% with Furness Building Society just behind at 4.30%. Close Brothers pay 4.27% and last week's leader, Chetwood Bank, remain at 4.26% via Hargreaves Lansdown. Nationwide pay 4.25% before a drop to UBL Bank who continue to pay 4.13%. Newcastle Building Society improve to 4.10% as do Leeds Building Society - but to 4.06% and Hampshire Trust Bank pay 4% alongside Paragon Bank.
Moneybox are top paying 4.60% although a massive 1.80% of this is a 12 month bonus. Tembo pay 4.50% which includes a 0.70% 12 month bonus. Plum are next paying 4.05% - with 0.94% of this comprising a 12 month bonus - as they cut their rate. Paragon Bank are a distant 3.51% with Bath Building Society paying 2.60%.