ISA round up - 15th April
15/04/2026
The new ISA season has seen much less competition on easy access ISAs than we expected but fierce competition in the fixed ISA terms with some of the largest UK savings providers, surprisingly, appearing towards the top of the best buys. Santander and Nationwide are very strongly priced, Barclays and Lloyds are competitive in some terms and even HSBC has a 13 month rate of 4.50%. However, Chetwood Bank's rates on Hargreaves Lansdown are unbeaten bar Investec's 1 Year rate of 4.52%. We expect rates to tail off, once we get past the end of April, unless there's significant changes politically or an escalation of the war in Iran. Here's our round up of the best buys and key changes in Individual Savings Accounts:
Plum still lead the way paying 4.61%, which includes a bonus of 2.07% for 12 months. Vida Savings pay 4.30% on their Triple Access ISA although the rate is cut to just 2.25% if more than three withdrawals are made. Monument Bank pay 4.28% which includes a bonus of 0.54% for 12 months. Atom Bank are just behind paying 4.25% but this is only open to new subscriptions, not transfers in. Cynergy Bank move up as they increased their rate to 4.17% to move above Vida Savings Double Access ISA at 4.16% - the rate on that account drops to 2.50% if more than two withdrawals are made per year. Virgin Money's Double Take ISA pays 4.15% but only allows two withdrawals. Aldermore's Single Access ISA pays 4.11%. Cambridge Building Society launched a Double Access ISA paying 4.10%.
Aldermore Bank pay a best buy 4.15% for their 60 Day Notice ISA. Stafford Building Society pay 4% on their 60 Day ISA but given easy access rates, it's difficult to justify looking below these two.
Investec lead the way paying a best buy 4.52%. Chetwood Bank pay 4.50% via Hargreaves Lansdown Active Savings and Santander pay the same rate. Castle Trust Bank and OakNorth are both tied at 4.42% with Charter Savings paying 4.41% following their increase. Aldermore Bank pay 4.40% ahead of Kent Reliance and Vida Savings, who are both locked at 4.37%.
Chetwood Bank pay a best buy 4.55% via Hargreaves Lansdown. Santander are next at 4.50% with Hodge just behind at 4.48%. Aldermore Bank pay 4.47% alongside Castle Trust Bank and Charter Savings Bank. Kent Relaince offer 4.45% with Nationwide paying 4.40%. Furness Building Society and Leeds Building Society are tied at 4.35%.
Chetwood Bank are the best buy paying 4.55% via Hargreaves Lansdown with Close Brothers close behind at 4.53%. Heavyweights Nationwide and Santander are tied at 4.50% with Aldermore Bank paying 4.47%. Charter Savings Bank pay 4.47% too with Hodge at 4.43% and Castle Trust Bank at 4.42%. Kent Reliance pay 4.41%.
Chetwood Bank complete a trio of best buys paying a huge 4.55% on 5 Year ISA, via Hargreaves Lansdown. Close Brothers pay 4.53% with Nationwide and Santander both paying 4.50%. Hodge continue to pay 4.44% with Dudley Building Society paying 4.40% alongside fellow mutuals, Leeds Building Society and West Brom.
Moneybox are top paying 4.35% although 1.55% of this is a 12 month bonus. Plum are next paying 4.06% - with 0.95% of this comprising a 12 month bonus. Paragon Bank are a distant 3.51% with Bath Building Society paying 2.60%.