ISA round up - 27th April
27/04/2026
Easy access ISA rates have dropped off sharply as we move out of the traditional ISA season with several best buys being cut or withdrawn. Fixed Rate ISAs have gone the other way though with banks increasingly pricing upwards in expectation of Base Rate moving north. However, financial markets are not pricing for the same level of rate rise so there's value in the market for savers looking to fix and, for the first time in some while, fixed ISA rates are ahead of the best easy access rates. Base Rate is likely to be held on Thursday but we should get some indication of what the Bank of England expect for the rest of the year in their commentary. Here's our round up of the best buys and key changes in Individual Savings Accounts:
Plum still lead the way but are paying a reduced rate of 4.31%, which includes a bonus of 1.77% for 12 months. Atom Bank are just behind paying 4.25% but this is only open to new subscriptions, not transfers in. Vida Savings Double Access ISA pays 4.16% - the rate on that account drops to 2.50% if more than two withdrawals are made per year. Virgin Money's Double Take ISA pays 4.15% but only allows two withdrawals. Aldermore's Single Access ISA pays 4.11%. Cambridge Building Society launched a Double Access ISA paying 4.10%. Vanquis Bank pay 4.08% on their Triple Access ISA where the rate drops to 2% if more than three withdrawals are made.
Aldermore Bank pay a best buy 4.15% for their 60 Day Notice ISA. Stafford Building Society pay 4% on their 60 Day ISA but given easy access rates, it's difficult to justify looking below these two.
AlRayan Bank pay a best buy 4.65% via Meteor Savings. Investec continue to pay 4.52% but have been joined by Charter Savings Bank, who increase their rate at midnight this evening. Close Brothers have improved their rate to 4.51% to move above Chetwood Bank, who pay 4.50% via Hargreaves Lansdown Active Savings. Santander and OakNorth pay the same rate. Tesco Bank pay 4.45% after they upped their rate with Kent Reliance sandwiched between them and Aldermore Bank at 4.40%.
AlRayan Bank pay a best buy 4.65% via Meteor Savings, knocking Chetwood Bank's 4.55% via Hargreaves Lansdown off top spot. Secure Trust Bank and Charter Savings both increased their rates to 4.52% as did Hodge but to 4.51%. Santander are next at 4.50% with Kent Reliance, Close Brothers and OakNorth all locked at 4.49% Aldermore Bank pay 4.47% to complete the top 10.
Chetwood Bank are the best buy paying 4.55% via Hargreaves Lansdown with Close Brothers close behind at 4.53%. Charter Savings Bank move up to 4.52% as do Aldermore Bank to 4.51%. Kent Reliance, Santander and Nationwide are tied at 4.50% before a drop to Hodge Bank at 4.43%.
Chetwood Bank lead the way paying 4.55% via Hargreaves Lansdown. Close Brothers pay 4.53% with Nationwide and Santander both paying 4.50%. Hodge continue to pay 4.44% with Dudley Building Society paying 4.40% alongside fellow mutuals, Leeds Building Society and West Brom.
Moneybox are top paying 4.35% although 1.55% of this is a 12 month bonus. Plum are next paying 4.06% - with 0.95% of this comprising a 12 month bonus. Paragon Bank are a distant 3.51% with Bath Building Society paying 2.60%.