ISA round up - 11th May
11/05/2026
Easy access ISA rates have seen a little more competition with the top three providers all paying improved rates. Fixed ISAs continue to see plenty of competition with larger providers seemingly keener to compete for fixed ISA money instead of more expensive fixed rate bonds. Rates have nudged upwards accordingly and are much higher than financial markets expect Base Rate to go in the next few years. While the uncertainty with the Iran War and its potential inflationary impact make it very hard to predict where rates are going to go, it does feel that interest rates are overpriced and pricing in a much worse economic scenario than expected. Here's our round up of the best buys and key changes in Individual Savings Accounts:
Plum still lead the way but are paying a slightly higher rate of 4.32%, which includes a bonus of 1.78% for 12 months. Moneybox improve to 4.30% although this also includes a bonus of 0.85%. Kent Reliance pay 4.27%, as they improve their rate, to move above Atom Bank at 4.25% - but Atom are only open to new subscriptions, not transfers in. Vida Savings Double Access ISA pays 4.16% - the rate on that account drops to 2.50% if more than two withdrawals are made per year. Virgin Money's Double Take ISA pays 4.15% but only allows two withdrawals. Aldermore's Single Access ISA pays 4.11%. Cambridge Building Society launched a Double Access ISA paying 4.10%. Vanquis Bank pay 4.08% on their Triple Access ISA where the rate drops to 2% if more than three withdrawals are made.
Aldermore Bank pay a best buy 4.15% for their 60 Day Notice ISA. Stafford Building Society pay 4% on their 60 Day ISA but given easy access rates, it's difficult to justify looking below these two.
AlRayan Bank pay a best buy 4.65% via Meteor Savings. Charter Savings Bank move up to 4.54% ahead of UBL Bank, who have also improved their rate to 4.53%. Kent Reliance and OakNorth Bank both improve their rates to 4.53% while Investec continue to pay 4.52%. Close Brothers have improved their rate to 4.52% to stay ahead of Chetwood Bank, who pay 4.50% via Hargreaves Lansdown Active Savings. Nationwide and Tesco Bank also pay 4.50%.
AlRayan Bank pay a best buy 4.65% via Meteor Savings. Charter Savings Bank pay 4.57% as they improve their rate, with Secure Trust Bank and Tandem both tied just behind at 4.56%. Chetwood Bank's 4.55% via Hargreaves Lansdown is back but now matched by Nationwide and OakNorth. Kent Reliance pay 4.54% with Shawbrook and Close Brothers paying 4.53% to complete the top 10.
Aldermore Bank pay a best buy 4.60% alongside Nationwide. Chetwood Bank are back paying 4.55% via Hargreaves Lansdown alongside Kent Reliance. Charter Savings Bank move up to 4.54% ahead of Tandem and Close Brothers at 4.53%. Castle Trust Bank pay 4.52% before a drop to Hodge at 4.43%.
Nationwide lead the way paying 4.60% ahead of Chetwood Bank who pay 4.55% via Hargreaves Lansdown. Tandem Bank and Close Brothers are tied at 4.53% with Castle Trust Bank just behind at 4.52%. Halifax and Newcastle Building Society both pay 4.50% while Hodge continue to pay 4.44% .
Moneybox are top paying 4.35% although 1.55% of this is a 12 month bonus. Plum are next paying 4.06% - with 0.95% of this comprising a 12 month bonus. Paragon Bank are a distant 3.51% with Bath Building Society paying 2.60%.