ISA round up - 20th May
20/05/2026
Easy access ISA and fixed ISA rates have both jumped this week as competition drives pricing higher. There's some excellent rates available with almost a 1% premium to Base Rate on offer on 1 and 2 Year ISAs. Despite the outlook for imminent Base Rate increases looking unlikely, providers are continuing to increase rates and its a savers market currently. The uncertainty around the war in Iran makes it very hard to call where the market is going but there are some very attractive rates on offer at present. Here's our round up of the best buys and key changes in Individual Savings Accounts:
Plum still lead the way but are paying an improved rate of 4.60%, which includes a bonus of 2.06% for 12 months. Moneybox improve to 4.33% although this also includes a bonus of 0.88%. Vanquis Bank also improved their rate on their Triple Access ISA to 4.30%, although the rate drops to 2.25% if more than three withdrawals are made. Kent Reliance remain at 4.27% but Charter Savings Bank improve to 4.26% to move above Atom Bank at 4.25%. Atom are only open to new subscriptions, not transfers in. Chorley Building Society have the same offer as Atom at the same rate. Vida Savings Double Access ISA pays 4.16% - the rate on that account drops to 2.50% if more than two withdrawals are made per year. Virgin Money's Double Take ISA pays 4.15% but only allows two withdrawals. Aldermore's Single Access ISA pays 4.11% to complete the top 10.
Aldermore Bank pay a best buy 4.15% for their 60 Day Notice ISA. Stafford Building Society pay 4% on their 60 Day ISA but given easy access rates, it's difficult to justify looking below these two.
AlRayan Bank pay a best buy 4.70% via Meteor Savings as they up their rate. UBL Bank also improve their rate to 4.66% as do Vanquis who pay the same rate. Vida Savings move up to 4.65% and Hodge improve to 4.61% to move ahead of Close Brothers who had increased again to 4.60%. United Trust Bank move up to 4.59% as do Investec continue to 4.56%. Halifax and Lloyds Bank complete the top 10 - both paying 4.55%.
Hodge and Tandem banks share the top slot - both providers paying 4.71%. It's a congested top of table with Close Brothers, Vanquis Bank and Vida Savings just behind - all paying 4.70%. AlRayan Bank are next paying 4.65% via Meteor Savings and have been joined by Lloyds Bank and Halfiax, who both improve their rates. Charter Savings Bank pay 4.57% with Secure Trust Bank just behind at 4.56%.
Castle Trust Bank and Close Brothers share top spot with both paying 4.62%. Tandem and Hodge are tied at 4.61% just behind them but ahead of last week's leader, Aldermore Bank, who continue to pay 4.60% alongside Nationwide. Kent Reliance pay 4.55% with Charter Savings Bank just behind at 4.54%, before a drop to Skipton Building Society at 4.45%.
Hodge have taken top spot as they increased to 4.67% a couple of hours ago to nip ahead of Close Brothers, whose 4.66% rate had led. Halifax and Castle Trust Bank are tied third - both paying 4.65%. Tandem improved to 4.62% and last week's leader, Nationwide, remain at 4.60% but drop to sixth spot. United Trust Bank rise to 4.56% with Skipton a drop back at 4.45%. Chetwood Bank pay 4.40% via Hargreaves Lansdown as they buck the trend with a rate cut.
Moneybox are top paying 4.35% although 1.55% of this is a 12 month bonus. Plum are next paying 4.06% - with 0.95% of this comprising a 12 month bonus. Paragon Bank are a distant 3.51% with Bath Building Society paying 2.60%.