ISA round up - 2nd June
02/06/2026
Easy access ISA rates have rebounded with Moneybox and Monument improving their rates to join the top three. 1 Year ISA rates eased back with Meteor Savings withdrawing but RCI Bank have taken top spot in 2 Year ISA and in the market as a whole. There's been less movement at the top of the tables than the last few weeks which suggests that rates are stablising. Our view is that this is likely the high water point for fixed ISA rates and we may see some easing back from these levels, unless there's a surprise Base Rate increase on 18th June or at the end of July - but neither is expected. Here's our round up of the best buys and key changes in Individual Savings Accounts:
Moneybox improve to 4.75%, although this also includes a bonus of 1.30%, to take top spot. Plum are next paying 4.60%, which includes a bonus of 2.06% for 12 months. Monument Bank come back in with a rate of 4.34% but for new customers only. Vanquis Bank pay 4.30% on their Triple Access ISA, although the rate drops to 2.25% if more than three withdrawals are made. Atom Bank pay 4.25% but are only open to new subscriptions, not transfers in. Chorley Building Society have the same offer as Atom at the same rate. Vida Savings Double Access ISA pays 4.16% - the rate on that account drops to 2.50% if more than two withdrawals are made per year. Virgin Money's Double Take ISA pays 4.15% but only allows two withdrawals.
Aldermore Bank pay a best buy 4.15% for their 60 Day Notice ISA. Stafford Building Society pay 4% on their 60 Day ISA but given easy access rates, it's difficult to justify looking below these two.
Hodge Bank move top with an improved rate of 4.67% UBL Bank are just behind paying 4.66% with Vida Savings and Close Brothers tied at 4.65%. Tesco Bank up their rate to 4.60% while United Trust Bank remain at 4.59% and Investec continue to pay 4.56%. Halifax, Lloyds Bank and Principality Building Society complete the top 10 - all paying 4.55%.
RCI Bank lead the way paying 4.72% as they move above Hodge and Close Brothers - both providers paying 4.71%. Vida Savings are just behind at 4.70% with Lloyds Bank and Halfiax both offering 4.65%. Kent Reliance and Charter Savings Bank both pay 4.56% with Aldermore Bank paying 4.55%.
Hodge Bank and Close Brothers share top spot with both paying 4.66%. Castle Trust Bank and Charter Savings are tied at 4.62% just behind them but ahead of Aldermore Bank, who continue to pay 4.60%. Nationwide pay 4.60% too before a drop to Kent Reliance at 4.51% with Tandem Bank paying 4.45%.
Hodge Bank and Close Brothers lead the way paying 4.71%, ahead of Castle Trust Bank at 4.70%. Halifax pay 4.65% and Nationwide remain at 4.60%. United Trust Bank rise to 4.56% with Skipton a drop back at 4.45% alongside Tandem Bank. Chetwood Bank pay 4.40% via Hargreaves Lansdown.
Moneybox are top paying 4.35% although 1.55% of this is a 12 month bonus. Plum are next paying 4.06% - with 0.95% of this comprising a 12 month bonus. Paragon Bank are a distant 3.51% with Bath Building Society paying 2.60%.