1 Year Fixed
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
4.70% | £1,000 / £250,000 | Branch | Branch |
| Afin Bank is a UK-based challenger bank and specialist lender backed by WAICA Reinsurance Corporation. It focuses on providing mortgages and savings solutions to underserved communities, particularly the African diaspora, foreign nationals on visas, high-net-worth individuals, and self-employed professionals facing challenges with mainstream lenders |
|
4.73% | £5,000 / £1m | Branch | Branch |
| This account pays expected profit, rather than interest, to meet Sharia law requirements. Those savers comfortable with this are likely to be attracted by the rate and variety of channels to open and manage their account |
|
4.80% | £1,000 / £1m | Branch | Branch |
| This account is provided by Al Rayan Bank on the Meteor Savings platform |
|
4.73% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
|
4.70% | £1,000 / £1m | Branch | Branch |
| This product is provided by Close Brothers on Active Savings, which is a savings platform provided by investment giant Hargreaves Lansdown, offering savers access to a range of products from its partner banks and building societies. |
|
4.70% | £1,000 / £1m | Branch | Branch |
| This product is provided by LHV Bank on Active Savings, which is a savings platform provided by investment giant Hargreaves Lansdown, offering savers access to a range of products from its partner banks and building societies. |
|
4.80% | £1,000 / £120,000 | Branch | Branch |
| This account is provided by isbank on the Meteor Savings platform |
|
4.70% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
|
4.72% | £1,000 / £120,000 | Branch | Branch |
| This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
|
4.65% | £1,000 / £120,000 | Branch | Branch |
| Competitive rate from Cardiff based StreamBank who have been a mainstay of our best buy tables since their launch in 2023 You can find out more about StreamBank here |
|
4.71% | £5,000 / £1m | Branch | Branch |
| Wolverhampton based Charter Savings launched in 2015. It is now part of One Savings Bank which looks after a combined £16.6bn across its Charter Savings and Kent Reliance savings brands |
|
4.72% | £10,000 / £2m | Branch | Branch |
| Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
|
4.76% | £10,000 / £250,000 | Branch | Branch |
| Additions can be made for up to 15 calendar days after account opening. Family is part of National Counties Building Society, the 11th largest Society in the UK, looking after over £2bn of savings. |
|
4.85% | £1,000 / £100,000 | Branch | Branch |
| GB Bank allow a generous 21 days to fund their fixed rate bonds. GB Bank was awarded a banking licence (with restrictions) in October 2021 and launched savings on 23rd November 2022. It is based in Middlesborough and intends to get Britain building by supporting regional SME property developers with development financing. |
|
4.91% | £5,000 / £1m | Branch | Branch |
| Habib Bank Zurich has been trading in the UK since 1974 and has eight branches in London, Manchester, Birmingham and Leicester. Habib offer a generous 30 days to fund your bond, once opened. Savers should note that, while this account can be opened online, it can only be managed by post |
|
4.70% | £5,000 / £250,000 | Branch | Branch |
|
A competitive rate from Investec, the 10th largest bank in the UK
|
|
4.85% | £1,000 / £750,000 | Branch | Branch |
| MBNA was ounded in 1982 as part of Maryland National Bank and has operated out of Chester since 1993 offering savings, loans and home insurance. |
|
4.72% | £500 / £1m | Branch | Branch |
| NS&I's savings are fully protected by the government. |
|
4.86% | £1,000 / £120,000 | Branch | Branch |
| We expect this product will only be available for a few days so move quickly if it appeals. Savers have 14 days to fund the account once opened. Recognise received its full banking licence in September 2021. You can find out more about them here |
|
4.76% | £1,000 / £1,000,000 | Branch | Branch |
| Union Bank of India (UK), which is a subsidiary of Union Bank of India, one of the largest public sector banks in India. Although Union Bank does finally have an internet application, their UK website is very hard to navigate to find it and it is one of the most difficult applications to complete we've experienced. |
|
4.82% | £1,000 / £250,000 | Branch | Branch |
| Vanquis Bank is part of the Provident Financial Group, which was founded in 2002 and looks after £1.68bn of deposits. You can find out more about Vanquis in our banking directory here |