2 Year Fixed
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
4.76% | £1,000 / £1,000,000 | Branch | Branch |
| Peterborough based Aldermore launched in 2009 and look after over £13.1bn of deposits. You can find out more about them here |
|
4.79% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
|
4.88% | £1,000 / No maximum | Branch | Branch |
| Wrexham based Chetwood Bank got its banking licence at the end of 2018 following a £40m investment from Elliott Advisors. Find out more about them here |
|
4.82% | £1,000 / £250,000 | Branch | Branch |
| London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 and now look after in excess of £1.63bn of deposits. You can read more about them here |
|
4.82% | £1,000 / £1m | Branch | Branch |
| This product is provided by Investec on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies. |
|
4.90% | £50 / £100,000 | Branch | Branch |
| Durham based Atom Bank has attracted over £3.2bn of savings since its launch in April 2016. Savers can only access Atom’s products via their mobile app You can find out more about them here |
|
4.82% | £5,000 / £1m | Branch | Branch |
| Wolverhampton based Charter Savings launched in 2015. It is now part of One Savings Bank which looks after a combined £16.6bn across its Charter Savings and Kent Reliance savings brands |
|
5.02% | £10,000 / £2,000,000 | Branch | Branch |
| Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
|
5.00% | £1,000 / £250,000 | Branch | Branch |
| DF Capital are a specialist commercial bank, based in the UK, lending to Small & Medium sized Enterprises (SMEs) in the UK. They were authorised as a bank in September 2020. You can find out more about them here |
|
4.86% | £1,000 / £500,000 | Branch | Branch |
| Furness Building Society is based in Barrow-in-Furness and was founded in 1865. It looks after £920m of savers deposits. |
|
5.03% | £1,000 / £100,000 | Branch | Branch |
| GB Bank allow a generous 21 days to fund their fixed rate bonds. GB Bank was awarded a banking licence (with restrictions) in October 2021 and launched savings on 23rd November 2022. It is based in Middlesborough and intends to get Britain building by supporting regional SME property developers with development financing. |
|
4.78% | £1,000 / £1m | Branch | Branch |
| Hodge bank is based in South Wales and was authorised in 1987. It looks after just over £1bn of deposits. |
|
5.00% | £5,000 / £250,000 | Branch | Branch |
| Competitive rate from Investec who are one of the top 10 banks in the UK by size. |
|
5.00% | £1,000 / £250,000 | Branch | Branch |
| ThisBank were formerly known as JN Bank, who were the first Carribean bank to be authorised in the UK and launched on 8th October 2020. |
|
4.91% | £1,000 / £1,000,000 | Branch | Branch |
| Kent Reliance is part of One Savings Bank, a FTSE 250 listed company, and has 9 branches in Kent and the South East
One Savings Bank has recently completed its merger with Charter Court Financial Services (which includes Charter Savings Bank) and now looks after combined savings balances of £16.6bn |
|
4.97% | £1,000 / £500,000 | Branch | Branch |
| This bond has a fixed maturity of 25th October 2028 The Melton is the 23rd largest building society in the UK and looks after £439m of savings |
|
4.81% | £500 / £1m | Branch | Branch |
| NS&I's savings are fully protected by the government. There is also an income version of this product which pays monthly interest. |
|
4.80% | £1,000 / £120,000 | Branch | Branch |
| We expect this product will only be available for a few days so move quickly if it appeals. Savers have 14 days to fund the account once opened. Recognise received its full banking licence in September 2021. You can find out more about them here |
|
4.96% | £1,000 / £2,000,000 | Branch | Branch |
| Essex based Shawbrook launched in 2011 and looks after £7.84bn of savings Find out more about them here |
|
4.85% | £2,000 / £5,000,000 | Branch | Branch |
| Tesco Bank only accept one single lump sum to fund the account so this is only suitable for savers who can fund with the entire amount in one go. |
|
4.85% | £1,000 / £250,000 | Branch | Branch |
| Vanquis Bank is part of the Provident Financial Group, which was founded in 2002 and looks after £1.68bn of deposits. You can find out more about Vanquis in our banking directory here |