Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Away or Compounded
• Paid Annually

Afin Bank is a UK-based challenger bank and specialist lender backed by WAICA Reinsurance Corporation. It focuses on providing mortgages and savings solutions to underserved communities, particularly the African diaspora, foreign nationals on visas, high-net-worth individuals, and self-employed professionals facing challenges with mainstream lenders

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on maturity
• annually or compounded

This product is provided by Close Brothers on Active Savings, which is a savings platform provided by investment giant Hargreaves Lansdown, offering savers access to a range of products from its partner banks and building societies.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on maturity
• annually or compounded

This product is provided by ICICI Bank on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity

This product is only available via the Raisin UK platform. You can find out more about Raisin here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Away or Compounded
• Paid Monthly
• Paid Annually

Durham based Atom Bank has attracted over £3.2bn of savings since its launch in April 2016.

Savers can only access Atom’s products via their mobile app

You can find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity
• Added to the account

Birmingham Bank was previously known as Bira Bank, which was bought by businessman Lee Bushell in January 2020 and rebranded as Birmingham Bank. He sold his interest in April 2023 to Better, the digital home ownership platform

The Bank has only just over £10m of savings in total so don't expect these rates to last long.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Away or Compounded
• Paid Monthly
• Paid Annually

Wolverhampton based Charter Savings is part of Chartercourt Financial Services, which launched in 2015, and has recently merged with One Savings Bank, which has a combined £16.3bn of savings balances

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Compounded

Wrexham based Chetwood Bank got its banking licence at the end of 2018 following a £40m investment from Elliott Advisors.

Savers should note that Chetwood also offers bonds under the SmartSave brand, which is under the same banking licence, so FSCS protection is on the combined balance for any savings with both brands

Find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Annually
• Paid Away

Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings

You can find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Monthly
• Paid Annually
• Paid Away
• Paid annually on 30th June

A lower rate of 5.45% is available for balances between £1,000 - £10,000.

Family is part of National Counties Building Society, the 11th largest Society in the UK, looking after over £2bn of savings.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Away or Compounded
• Paid Monthly
• Paid Annually

GB Bank allow a generous 21 days to fund their fixed rate bonds.

GB Bank was awarded a banking licence (with restrictions) in October 2021 and launched savings on 23rd November 2022.  It is based in Middlesborough and intends to get Britain building by supporting regional SME property developers with development financing.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Annually
• Paid Away

A highly competitive rate from Investec, which we don't expect to last long so move quickly if this appeals

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Annually
• Added to the account

NS&I's Guaranteed Income and Guaranteed Growth Bonds both pay the same rate

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Annually
• Paid Compounded

Oxbury is a specialist agricultural bank, focused on lending to UK farms.  It got its banking licence in 2020 and launched savings accounts in February 2021.

Savers will need a smartphone to download the Oxbury Banking App as part of the security measures to access their online account

You can find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Away or Compounded
• Paid Monthly
• Paid Annually

Part of French car giant Renault, RCI are a UK licensed bank and covered by the Financial Services Compensation Scheme

You can find out more about them here