5 Year Fixed
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
4.96% | £1,000 / £250,000 | Branch | Branch |
| Afin Bank is a UK-based challenger bank and specialist lender backed by WAICA Reinsurance Corporation. It focuses on providing mortgages and savings solutions to underserved communities, particularly the African diaspora, foreign nationals on visas, high-net-worth individuals, and self-employed professionals facing challenges with mainstream lenders |
|
4.65% | £1,000 / £1,000,000 | Branch | Branch |
| Peterborough based Aldermore launched in 2009 and look after over £13.1bn of deposits. You can find out more about them here |
|
4.55% | £1,000 / £250,000 | Branch | Branch |
| London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 and now look after in excess of £1.63bn of deposits. You can read more about them here |
|
4.61% | £1,000 / No maximum | Branch | Branch |
| This product is provided by Chetwood Bank on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies. |
|
4.75% | £1,000 / £1m | Branch | Branch |
|
This product is provided by Close Brothers on Active Savings, which is a savings platform provided by investment giant Hargreaves Lansdown, offering savers access to a range of products from its partner banks and building societies. |
|
4.80% | £1,000 / £1m | Branch | Branch |
| This product is provided by ICICI Bank on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies. |
|
4.80% | £1,000 / £120,000 | Branch | Branch |
| This product is only available via the Raisin UK platform. You can find out more about Raisin here |
|
5.00% | £50 / £100,000 | Branch | Branch |
| Durham based Atom Bank has attracted over £3.2bn of savings since its launch in April 2016. Savers can only access Atom’s products via their mobile app You can find out more about them here |
|
4.81% | £1,000 / No maximum | Branch | Branch |
| Wrexham based Chetwood Bank got its banking licence at the end of 2018 following a £40m investment from Elliott Advisors. Savers should note that Chetwood also offers bonds under the SmartSave brand, which is under the same banking licence, so FSCS protection is on the combined balance for any savings with both brands Find out more about them here |
|
4.85% | £10,000 / £2,000,000 | Branch | Branch |
| Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
|
4.99% | £10,000 / £250,000 | Branch | Branch |
| Family is part of National Counties Building Society, the 11th largest Society in the UK, looking after over £2bn of savings. |
|
4.60% | £1,000 / £500,000 | Branch | Branch |
| Furness Building Society is based in Barrow-in-Furness and was founded in 1865. It looks after £920m of savers deposits. |
|
4.98% | £1,000 / £100,000 | Branch | Branch |
| GB Bank allow a generous 21 days to fund their fixed rate bonds. GB Bank was awarded a banking licence (with restrictions) in October 2021 and launched savings on 23rd November 2022. It is based in Middlesborough and intends to get Britain building by supporting regional SME property developers with development financing. |
|
4.60% | £1,000 / £1,000,000 | Branch | Branch |
| Hodge bank is based in South Wales and was authorised in 1987. It looks after just over £1bn of deposits. |
|
4.74% | £1,000 / £500,000 | Branch | Branch |
| JN Bank are the first Carribean bank to be authorised in the UK and launched on 8th October 2020. |
|
5.00% | £5,000 / £500,000 | Branch | Branch |
| This product has a fixed matuirty date of 30th September 2031 Market Harborough is the 25th largest building society in the UK and looks after £395m of savings. |
|
4.65% | £500 / £250,000 | Branch | Branch |
| Newcastle is the eighth largest building society in the UK, looking after £3.4bn of savings |
|
4.75% | £500 / £1m | Branch | Branch |
| NS&I's Guaranteed Income and Guaranteed Growth Bonds both pay the same rate |
|
4.76% | £500 / £1m | Branch | Branch |
| Skipton is the 4th largest building society in the UK and looks after over £21bn of deposits. |
|
4.75% | £1,000 / £2,500,000 | Branch | Branch |
| Tandem Bank acquired Harrods Bank in January 2018. |
