5 Year Fixed
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
4.00% | £1,000 / £120,000 | Branch | Branch |
| This account is provided by Al Rayan Bank on the Meteor Savings platform |
|
4.00% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
|
4.20% | £1,000 / £1,000,000 | Branch | Branch |
| Peterborough based Aldermore launched in 2009 and look after over £13.1bn of deposits. You can find out more about them here |
|
4.00% | £1,000 / £250,000 | Branch | Branch |
| London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 and now look after in excess of £1.63bn of deposits. You can read more about them here |
|
4.16% | £1,000 / No maximum | Branch | Branch |
| This product is provided by Chetwood Bank on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies. |
|
4.11% | £1,000 / £120,000 | Branch | Branch |
| This product is only available via the Raisin UK platform. You can find out more about Raisin here |
|
3.90% | £1,000 / £120,000 | Branch | Branch |
| Competitive rate from Cardiff based StreamBank who have been a mainstay of our best buy tables since their launch in 2023 You can find out more about StreamBank here |
|
4.16% | £2,000 / £85,000 | Branch | Branch |
| United Bank Limited UK (UBL) was formed in 2001 from the merger of two Pakistani banks and has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London. This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
|
4.15% | £50 / £100,000 | Branch | Branch |
| Durham based Atom Bank has attracted over £3.2bn of savings since its launch in April 2016. Savers can only access Atom’s products via their mobile app You can find out more about them here |
|
4.17% | £5,000 / £250,000 | Branch | Branch |
| Birmingham Bank was previously known as Bira Bank, which was bought by businessman Lee Bushell in January 2020 and rebranded as Birmingham Bank. He sold his interest in April 2023 to Better, the digital home ownership platform
|
|
4.20% | £1,000 / £500,000 | Branch | Branch |
| Castle Trust Bank was authorised in March 2020 and launched initially to existing customers only before offering fixed rate bonds in August 2021 and ISAs in September 2021 |
|
4.36% | £1,000 / No maximum | Branch | Branch |
| Wrexham based Chetwood Bank got its banking licence at the end of 2018 following a £40m investment from Elliott Advisors. Savers should note that Chetwood also offers bonds under the SmartSave brand, which is under the same banking licence, so FSCS protection is on the combined balance for any savings with both brands Find out more about them here |
|
4.35% | £10,000 / £2,000,000 | Branch | Branch |
| Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
|
4.30% | £10,000 / £1m | Branch | Branch |
| Cynergy was formerly known as Bank of Cyprus, which has operated in the UK since 1955, and looks after £1.76bn of savings |
|
4.25% | £1,000 / £500,000 | Branch | Branch |
| Furness Building Society is based in Barrow-in-Furness and was founded in 1865. It looks after £920m of savers deposits. |
|
4.13% | £1,000 / £1,000,000 | Branch | Branch |
| Hodge bank is based in South Wales and was authorised in 1987. It looks after just over £1bn of deposits. |
|
4.31% | £1,000 / £500,000 | Branch | Branch |
| JN Bank are the first Carribean bank to be authorised in the UK and launched on 8th October 2020. |
|
4.05% | £500 / £1m | Branch | Branch |
| NS&I's Guaranteed Income and Guaranteed Growth Bonds both pay the same rate |
|
4.37% | £1,000 / £2,500,000 | Branch | Branch |
| Tandem Bank acquired Harrods Bank in January 2018. |
|
4.16% | £2,000 / £1,000,000 | Branch | Branch |
| United Bank UK, which was formed in 2001 from the merger of two Pakistani banks, has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London. |
