5 Year Fixed
Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
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4.50% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
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4.60% | £25,000 / £400,000 | Branch | Branch |
| Monument Bank launched in December 2021 and offers competitive savings rates to affluent individuals via its mobile banking app. |
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4.60% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK platform. You can find out more about Raisin here |
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4.25% | £2,000 / £85,000 | Branch | Branch |
| United Bank Limited UK (UBL) was formed in 2001 from the merger of two Pakistani banks and has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London. This product is only available via the Raisin UK savings platform. You can find out more about Raisin here |
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4.65% | £5,000 / £1,000,000 | Branch | Branch |
| London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here |
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4.45% | £50 / £100,000 | Branch | Branch |
| Durham based Atom Bank has attracted over £3.2bn of savings since its launch in April 2016. Savers can only access Atom’s products via their mobile app You can find out more about them here |
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4.35% | £1,000 / £1,000,000 | Branch | Branch |
| This account pays expected profit, rather than interest, to meet Sharia law requirements. You can find out more about them here |
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4.25% | £1,000 / £2m | Branch | Branch |
| - Competitive rate from Cambridge, which is the 13th largest building society in the UK looking after over £1.24bn of deposits, and who are one of the few providers to have their own savings app |
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4.55% | £10,000 / £2,000,000 | Branch | Branch |
| Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
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4.40% | £1,000 / £1m | Branch | Branch |
| This account pays expected profit, rather than interest, to meet Sharia law requirements. |
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4.42% | £1,000 / £1,000,000 | Branch | Branch |
| Hodge bank is based in South Wales and was authorised in 1987. It looks after just over £1bn of deposits. |
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4.53% | £1,000 / £250,000 | Branch | Branch |
| OakNorth launched in 2015 and offers debt and property finance to UK small and medium size enterprises. OakNorth change their rates frequently so move quickly if this rate appeals You can find out more about them here |
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4.35% | £1,000 / £100,000 | Branch | Branch |
| Birmingham based Paragon launched in 2014 and now look after £9.3bn of savings. You can find out more about them in our banking directory here |
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4.25% | £1,000 / £1,000,000 | Branch | Branch |
| Part of French car giant Renault, RCI are a UK licensed bank and covered by the Financial Services Compensation Scheme You can find out more about them here |
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4.60% | £1,000 / £2,500,000 | Branch | Branch |
| Tandem Bank acquired Harrods Bank in January 2018. |
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4.25% | £2,000 / £5,000,000 | Branch | Branch |
| Glasgow based Tesco Bank look after £5.3bn of deposits |
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4.25% | £2,000 / £1,000,000 | Branch | Branch |
| United Bank UK, which was formed in 2001 from the merger of two Pakistani banks, has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London. |
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4.25% | £1,000 / £1,000,000 | Branch | Branch |
| Union Bank of India (UK), which is a subsidiary of Union Bank of India, one of the largest public sector banks in India. Although Union Bank does finally have an internet application, their UK website is very hard to navigate to find it and it is one of the most difficult applications to complete we've experienced. |