Junior ISA | The Savings Guru

Junior ISA

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	ISA Information	ISA Access	SG Verdict
Bath Building Society	2.50%	£1 / Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually	Transfers in only permitted from Junior Cash ISAs and Child Trust Funds	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	Bath is one of the smallest building societies in the UK, looking after £225m of deposits.
Coventry Building Society	2.25%	£1 / No Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	Transfers in accepted from: cash and stocks & shares Junior ISAs, Child Trust Funds	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	Until a recent rate reduction, this was best paying Junior ISA account in the market. Coventry, which is the 2^nd largest building society in the UK looking after £38.2bn of deposits, has consistently topped the Junior ISA best buys.
Darlington Building Society	2.50%	£1 / No Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid 31st December Added to the account	Transfers in accepted from: cash and stocks & shares Junior ISAs, Child Trust Funds	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	Darlington has nine branches across the north east and looks after £561m of savings, and is the 21st largest building society in the UK
Dudley Building Society	2.50%	£2,500 / £500,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually Paid 30th September	Transfers in permitted from: Junior Cash ISAs, Junior Stocks & Shares ISAs, Child Trust Funds	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	xxx
Family Building Society	2.40% (£3,000+) 1.65% (£1+)	£1 / No Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Added to the account Paid 30th September	Transfers in accepted from: cash Junior ISAs	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	Epsom based Family Building Society is part of National Counties Building Society, the 11th largest in the UK. It looks after over £2bn of savings.
Halifax	2.00%	£1 / No Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Added to the account Paid 5th April	Transfers in accepted from: cash and stocks & shares Junior ISAs, Child Trust Funds	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	Halifax is part of Lloyds Banking Group, the largest savings provider in the UK, and has consistently been one of the best paying providers of children's savings accounts.
Loughborough Building Society	2.50%	£1 / No Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid 31st December Added to the account	Transfers in are not accepted.	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	Loughborough has five branches and looks after £249m of savings, making it the 32nd largest building society in the UK
Tesco Bank	2.25%	£1 / No Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Annually Added to the account	Transfers in accepted from: cash Junior ISAs and Child Trust Funds	Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit	Tesco Bank launched in July 1997, initially as a joint venture with Royal Bank of Scotland, but has been wholly owned by Tesco since 2008. It looks after £7.7bn of savings, having reduced its customer deposits from over £10bn in 2019, due to the sale of its mortgage business.

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