Junior ISA
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | ISA Information | ISA Access | SG Verdict |
|---|---|---|---|---|---|---|---|---|
|
2.50% | £1 / Maximum | Branch | Branch |
| Transfers in only permitted from Junior Cash ISAs |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
The rate on this account will drop to 2.50% on the 1st May. Bath is one of the smallest building societies in the UK, looking after £225m of deposits. |
|
2.95% | £1 / No Maximum | Branch | Branch |
| Transfers in accepted from: cash and stocks & shares Junior ISAs, Child Trust Funds |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
Until a recent rate reduction, this was best paying Junior ISA account in the market. Coventry, which is the 2nd largest building society in the UK looking after over £36bn of deposits, has consistently topped the Junior ISA best buys. |
|
2.50% | £1 / No Maximum | Branch | Branch |
| Transfers in accepted from: cash and stocks & shares Junior ISAs, Child Trust Funds |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
Darlington has nine branches across the north east and looks after £561m of savings, and is the 21st largest building society in the UK |
|
2.50% | £2,500 / £500,000 | Branch | Branch |
| Transfers in permitted from: Junior Cash ISAs, Junior Stocks & Shares ISAs, Child Trust Funds |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
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|
2.40% (£3,000+) 1.65% (£1+) | £1 / No Maximum | Branch | Branch |
| Transfers in accepted from: cash Junior ISAs |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
Epsom based Family Building Society is part of National Counties Building Society, the 11th largest in the UK. It looks after £1.7bn of savings. |
|
2.45% | £1 / No Maximum | Branch | Branch |
| Transfers in accepted from: cash and stocks & shares Junior ISAs, Child Trust Funds |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
Halifax is part of Lloyds Banking Group, the largest savings provider in the UK, and has consistently been one of the best paying providers of children's savings accounts. |
|
2.50% | £1 / No Maximum | Branch | Branch |
| Transfers in are not accepted. |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
Loughborough has five branches and looks after £249m of savings, making it the 32nd largest building society in the UK |
|
3.25% | £1 / £9,000 | Branch | Branch |
| Transfers in accepted from: cash and stocks and shares Junior ISAs |
Withdrawals are not permitted until the child is 18 Further additions are allowed up to the £9,000 annual limit |
National Savings & Investments is not a bank but is backed by the UK government and therefore is 100% safe. It is one of the largest savings providers in the UK, looking after £167bn of savings with over 25 million customers. |
|
2.75% | £1 / No Maximum | Branch | Branch |
| Transfers in accepted from: cash Junior ISAs and Child Trust Funds |
Withdrawals are not permitted until the child is 18 Further additions allowed up to the £9,000 annual limit |
Tesco Bank launched in July 1997, initially as a joint venture with Royal Bank of Scotland, but has been wholly owned by Tesco since 2008. It looks after £7.7bn of savings, having reduced its customer deposits from over £10bn in 2019, due to the sale of its mortgage business. |