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Easy Access

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Aldermore
1.25% £1,000 / £1,000,000

Branch
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Branch
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  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

First appearance in our easy access tables from Peterborough based Aldermore Bank, who were formedin 2009 and look after over £10bn of deposits 

Coventry Building Society
1.20% £1 / £250,000

Branch
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Post
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Branch
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  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly

First competitive rate from Coventry, the UK’s 3rd largest building society, we have seen since our launch.    

Investec
1.20% £10,000 / £1,000,000

Branch
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Post
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Branch
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  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

A competitive rate of interest on this straightforward easy access account.

The higher minimum balance may put off savers with smaller balances

Kent Reliance
1.20% £1,000 / £1,000,000

Branch
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Branch
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  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Kent Reliance are part of One Savings Bank, which is listed on the FTSE 250.

One Savings Bank has recently completed its merger with Charter Savings Bank.

Marcus
1.30% £1 / £250,000

Branch
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Branch
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  • Paid Monthly
  • Paid Compounded

Marcus launched in September 2018 and is part of US bank Goldman Sachs.

It has been in our best buys every day since launch

Paragon Bank
1.21% £1,000 / £500,000

Branch
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Internet
Post
Telephone

Branch
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  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Online only rate from Birmingham based Paragon Bank who look after £6.6bn of deposits

RCI Bank
1.20% £100 / £1,000,000

Branch
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Branch
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  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

RCI consistently pay some of the best rates in the easy access market.

They are now a UK licensed bank and covered by the Financial Services Compensation Scheme

Shawbrook
1.15% £1,000 / £85,000

Branch
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Internet
Post
Telephone

Branch
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  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Essex based Shawbrook have consistently appeared in our best buys since August 2017 

Virgin Money
1.31% £1 / £250,000

Branch
App
Internet
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Branch
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Post
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  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

The best rate on the market, with a very low minimum balance, but does come with limited access.

This account is limited to two withdrawals per annum and closing your account counts as a withdrawal.

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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