Easy Access
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
1.50% | £1,000 / £1,000,000 | Branch | Branch |
| Excellent rate from Kent Reliance, part of One Savings Bank, which is listed on the FTSE 250. One Savings Bank has recently announced its merger with Charter Savings Bank. Savers should also note there is a branch based version of this account paying 1.40%AER |
|
1.50% | £1 / £250,000 | Branch | Branch |
| This account includes a 0.15% bonus rate payable for 12 months. We normally exclude bonus rates, however this account still qualifies for our best buys without it. Marcus launched in September 2018 and is part of US bank Goldman Sachs. |
|
1.42% | £100 / £1,000,000 | Branch | Branch |
| Deposits are covered by the French Deposit Insurance and Resolution Fund up to €100,000. RCI consistently pay some of the best rates in the easy access market. |
|
1.45% | £1,000 / £500,000 | Branch | Branch |
| Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK. This account is limited to three withdrawals each year, otherwise the rate reduces to 0.50%. |
|
1.43% | £1,000 / £85,000 | Branch | Branch |
| Essex based Shawbrook have consistently appeared in our best buys since August 2017 |
|
1.50% | £1 / £250,000 | Branch | Branch |
| Competitive rate from Virgin but this account is limited to two withdrawals per annum. Closing your account counts as a withdrawal too |