Easy Access
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
1.50% | £1 / £250,000 | Branch | Branch |
| This account includes a 0.15% bonus rate payable for 12 months. We normally exclude bonus rates, however this account still qualifies for our best buys without it. Marcus launched in September 2018 and is part of US bank Goldman Sachs. |
|
1.45% | £1,000 / £100,000 | Branch | Branch |
|
Competitive online only rate with monthly interest option from Birmingham based Paragon Bank This is a limited offer so move quickly if this appeals as we expect it to be withdrawn quickly |
|
1.42% | £100 / £1,000,000 | Branch | Branch |
| Deposits are covered by the French Deposit Insurance and Resolution Fund up to €100,000. RCI consistently pay some of the best rates in the easy access market. |
|
1.44% | £1,000 / £500,000 | Branch | Branch |
| Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK. This account is limited to three withdrawals each year, otherwise the rate reduces to 0.50%. |
|
1.43% | £1,000 / £85,000 | Branch | Branch |
| Essex based Shawbrook have consistently appeared in our best buys since August 2017 |
|
1.50% | £1 / £250,000 | Branch | Branch |
| Competitive rate from Virgin but this account is limited to two withdrawals per annum. Closing your account counts as a withdrawal too |