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Easy Access

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Al Rayan Bank	0.70%	£1,000 / No Maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly	This account pays expected profit, rather than interest, to meet Sharia law requirements.
Buckinghamshire Building Society	0.80%	£100 / £500,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually Paid 31st December	The single access saver allows one free withdrawal during a calendar year with a second withdrawal resulting in automatic closure of the account Buckinghamshire is one of the smallest building societies with £234m of deposits
Chorley	0.70%	£500 / £500,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid 31st December Added to the account	Lancashire based Chorley were formed in 1859 and look after over £200m of savers deposits. If thirteen or more withdrawals are made during the year, the rate drops to 0.10%
Dudley Building Society	0.80%	£100 / £500,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary	The limited accesss saver allows three withdrawals in the year after opening. If more withdrawals are made, the rate drops to 0.10%. Dudley looks after over £500m of savings.
Family Building Society - Market Saver	0.81%	£500 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid Compounded Paid 31st July	The interest rate on this Market Saver account is reviewed quarterly to ensure it remains consistently competitive and avoids the need for savers to continuously shop around. As part of the quarterly review process, the rate falls to 0.67% on 1st October 2020 Family is part of National Counties Building Society, the 11th largest Society in the UK, looking after over £2bn of savings.
Apply Now	0.75%	£1 / £2,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Essex based Ford Money have consistently been in our best buy tables since their launch in April 2017. The rate is variable but any changes get notified to savers who benefit from any upward movements automatically.
Gatehouse	0.75%	£1,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Annually Paid Away	First appearance in our easy access best buys for Gatehouse. This account pays expected profit, rather than interest, to meet Sharia law requirements
Kent Reliance	0.70%	£1,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually	Kent Reliance are part of One Savings Bank, which is listed on the FTSE 250. One Savings Bank has recently completed its merger with Charter Savings Bank.
National Savings & Investments	1.00%	£1 / £2m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Added to the account Paid 1st April	National Savings & Investments is not a bank but is backed by the UK government and therefore is 100% safe. It is one of the largest savings providers in the UK, looking after £167bn of savings with over 25 million customers. The rate on this account drops to 0.15% from 24th November
National Savings & Investments	1.16%	£500 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Paid Away	National Savings & Investments is not a bank but is backed by the UK government and therefore is 100% safe. It is one of the largest savings providers in the UK, looking after £167bn of savings with over 25 million customers. The rate on this account drops to 0.01% from 24th November
Yorkshire Building Society	0.95% (£10,000+) 0.65% (£1,000+)	£1 / No max	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually Paid 31st March	Yorkshire are the 3rd largest building society in the UK and look after £30.7bn of savings.

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We help savers get the best deal for their money by providing unique insight in to the savings market. We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them. We also work with existing banks and building societies to improve their savings propositions. This insider view of savings means we are uniquely placed to help savers.

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