Easy Access | The Savings Guru

Easy Access

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Aldermore	1.25%	£1,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	First appearance in our easy access tables from Peterborough based Aldermore Bank, who were formedin 2009 and look after over £10bn of deposits
Z Coventry Building Society	1.20%	£1 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly	First competitive rate from Coventry, the UK’s 3rd largest building society, we have seen since our launch.
Investec	1.20%	£10,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	A competitive rate of interest on this straightforward easy access account. The higher minimum balance may put off savers with smaller balances
Kent Reliance	1.20%	£1,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually	Kent Reliance are part of One Savings Bank, which is listed on the FTSE 250. One Savings Bank has recently completed its merger with Charter Savings Bank.
Marcus	1.30%	£1 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Paid Compounded	Marcus launched in September 2018 and is part of US bank Goldman Sachs. It has been in our best buys every day since launch
Paragon Bank	1.21%	£1,000 / £500,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Online only rate from Birmingham based Paragon Bank who look after £6.6bn of deposits
RCI Bank	1.20%	£100 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	RCI consistently pay some of the best rates in the easy access market. They are now a UK licensed bank and covered by the Financial Services Compensation Scheme
Shawbrook	1.15%	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Essex based Shawbrook have consistently appeared in our best buys since August 2017
Virgin Money	1.31%	£1 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually	The best rate on the market, with a very low minimum balance, but does come with limited access. This account is limited to two withdrawals per annum and closing your account counts as a withdrawal.

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