Notice Accounts | The Savings Guru

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Notice Accounts

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Apply Now	4.05% (45 Day)	£1,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Peterborough based Aldermore launched in 2009 and look after over £13.1bn of deposits. You can find out more about them here
Apply Now	4.13% (95 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Added to the account	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	3.90% (32 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	4.15% (95 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	3.90% (31 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	3.90% (90 Days)	£1,000 / £100,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	Competitive rate from Cardiff based StreamBank who have been a mainstay of our notice best buy tables since their launch in 2023 You can find out more about StreamBank here
Apply Now	3.75% (180 Day Base Rate Tracker)	£5,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually Paid 31st October	The interest rate on this account tracks the Bank of England Base Rate, currently 4.00%, for the duration of the account being open. London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here
Apply Now	3.90% (45 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
BLME	4.11% (90 Day)	£10,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid Away	This account pays expected profit, rather than interest, to meet Sharia law requirements. Although an opening balance of £10,000 is required, the minimum balance after opening is £1,000 with a minimum withdrawal amount of £1,000. You can find out more about them here
Charter Savings	4.06% (95 Day) 4.00% (60 Day)	£5,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Wolverhampton based Charter Savings is part of Chartercourt Financial Services, which launched in 2015, and has recently merged with One Savings Bank, which has a combined £16.6bn of savings balances
z Close Brothers	4.10% (95 Day)	£10,000 / £2m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid Compounded Paid annually on 30th June	Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here
GB Bank	4.08% (120 Day)	£1,000 / £100,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded	Savers must transfer the minimum deposit within 21 days of opening or their account will be automatically closed. GB Bank was awarded a banking licence (with restrictions) in October 2021 and launched savings on 23rd November 2022. It is based in Middlesborough and intends to get Britain building by supporting regional SME property developers with development financing.
Investec	4.00% (90 day)	£5,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid 15th of the month	Competitive rate from Investec who are one of the top 10 banks in the UK by size.
Oaknorth	4.15% (95 Day)	£1 / £500,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account Paid 1st of the month	The interest rate on this account tracks at the Bank of England Base Rate +0.40%. The interest rate will be updated on the following business day after any Base Rate change. OakNorth launched in 2015 and offers debt and property finance to UK small and medium size enterprises. You can find out more about them here
Stafford Building Society	4.26% (180 Day)	£5,000 / £450,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid Compounded	Only two withdrawals are permitted per Society year (1st November to 31st October) from the 180 Day Notice Stafford Railway Building Society is the smallest of the UK's 43 building societies
Vida Bank	4.15% (95 Days)	£10 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually	Vida Bank was authorised in 2024 and launched its first savings products on 5th December 2024.

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