Notice Accounts | The Savings Guru

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Notice Accounts

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Apply Now	5.02% (32 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	5.20% (95 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	5.05% (90 Days)	£1,000 / £100,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	StreamBank was awarded a banking licence in June 2022 and launched its first savings products on 21st February 2023.
Apply Now	5.15% (35 Day)	£25,000 / £400,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app. Consequently, it has a higher minimum balance requirement than other savings providers.
Apply Now	5.20% (45 Day)	£25,000 / £400,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app. Consequently, it has a higher minimum balance requirement than other savings providers.
Apply Now	5.13% (7 Day)	£25,000 / £400,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app. Consequently, it has a higher minimum balance requirement than other savings providers.
Apply Now	5.25% (180 Day Base Rate Tracker)	£5,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually Paid 31st October	The interest rate on this account tracks the Bank of England Base Rate, currently 5.25%, for the duration of the account being open. London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here
BLME	5.15% (90 Day)	£10,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid Away	This account pays expected profit, rather than interest, to meet Sharia law requirements. Although an opening balance of £10,000 is required, the minimum balance after opening is £1,000 with a minimum withdrawal amount of £1,000. You can find out more about them here
Charter Savings	5.15% (95 Day)	£5,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Wolverhampton based Charter Savings is part of Chartercourt Financial Services, which launched in 2015, and has recently merged with One Savings Bank, which has a combined £16.6bn of savings balances
z Cynergy	5.20% (120 Day) 5.15% (90 Day) 5.12% (35 Day)	£500 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Annually Added to the account	Cynergy was formerly known as Bank of Cyprus, which has operated in the UK since 1955, and looks after £1.76bn of savings
FirstSave	5.05% (90 Day)	£100 / £2m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Annually	FirstSave accounts are provided by FirstBank UK Limited, a UK bank that began trading in 2002. FirstSave is part of one of Nigeria's largest banks and with headquarters in Lagos They look after a very small amount of savings in the UK so we don't expect this rate to last for more than a few days
Hinckley & Rugby Building Society	5.25% (180 Day)	£2,500 / £300,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually Annual interest paid 1st December	Hinckley & Rugby is the 19th largest building society in the UK and looks after £693m of savings
Investec	5.25% (90 day)	£5,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid 15th of the month	Competitive rate from Investec who are one of the top 10 banks in the UK by size.
Kent Reliance	5.13% (60 Day)	£1,000 / No maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Paid Annually Monthly interest paid on the last working day of the month Annual interest paid on 5th April	Kent Reliance are part of One Savings Bank, which is listed on the FTSE 250. One Savings Bank has recently completed its merger with Charter Court Financial Services (which includes Charter Savings Bank) and now looks after combined savings balances of £16.3bn
A Shawbrook Bank	5.16% (45 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Annually	Essex based Shawbrook launched in 2011 and looks after £7.84bn of savings Find out more about them here
Vanquis	5.20% (120 Day) 5.15% (90 Day)	£1,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Vanquis Bank is part of the Provident Financial Group, which was founded in 2002 and looks after £1.68bn of deposits. You can find out more about Vanquis in our banking directory here

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