JN Bank

General Information


JN Bank was the first Caribbean owned bank to get a banking licence when it was authorised in December 2019. It launched its first savings products to market in October 2020. It is part of the JN Bank Group which has been operating in Jamaica since 1874. The UK Bank is run by ex Holmesdale Building Society CEO, Dean Fensome.

Banking Licence

JN Bank UK have their own banking licence which isn’t shared with any other banks

Registration Numbers

Companies House Number: 11734380
Financial Conduct Authority: 832786

Based: Brixton

Date Launched: October 2020

FSCS Protected? Yes

Branches: JN Bank has one branch in Brixton

People of Interest

Head of Savings

Tim Frankl

Chief Executive

Dean Fensome

Saving Information

No. of Savers


Amount of Deposits

Unknown - estimated at circa £250m

Loan Book

Unknown - JN Bank will report its first figures in December 2021

Account Opening and Management

How Do I Open a Savings Account


How Do I Manage a Savings Account



Lending Activities

JN Bank sole area of lending is via personal loans, which are availabile for home improvements, debt consolidation or for cars.  It lends for terms from 1 to 5 Years for rates from 9.9% APR to 24.9% APR.


Feefo Reviews

JN Bank is not on Feefo

Savings Guru Verdict

JN Bank has offered some very attractive fixed rate savings, since its launch in October 2020, often topping our best buy tables.  It briefly offered an easy access savings account too, but this is currently closed to new customers.  It operates one branch in Brixton, South London where customers can access the Bank's digital services with help from the JN team if needed.  We expect to see more from JN as the UK bank grows.

Contact Information for JN Bank

Contact Details

Address: 410 Brixton Road, London SW9 7AW

Telephone: 0808 196 1945

Website: https://portal.jnbank.co.uk/

Email: customerservice@jnbank.co.uk



Branch: Monday to Friday, 10am - 3pm

Telephone: Monday to Sunday, 2pm - 8pm

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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