ISA 3 Year Fixed
Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | ISA Information | ISA Access | SG Verdict |
---|---|---|---|---|---|---|---|---|
![]() |
2.40% | £1,000 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs and Help to Buy ISAs - Split ISA allowance - This ISA is flexible - Additional permitted ISA subscriptions are not accepted |
Withdrawals allowed subject to the loss of 180 days of interest Further additions are allowed only within 14 days of opening the account and ISA transfer forms must be received in 10 business days. |
Peterborough based Aldermore launched in 2009 and look after over £13.1bn of deposits. You can find out more about them here |
![]() |
2.50% | £1 / £250,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help to Buy ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals are not permitted Additions can only be made in the first 14 days |
London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 and now looks after in excess of £1.63bn of deposits You can read more about them here |
![]() |
2.05% | £100 / No maximum | Branch | Branch |
|
|
|
This account has a fixed maturity date of 3rd August 2025 Leeds is the 5th largest building society in the UK and looks after £14.5bn of savings. |
![]() |
2.30% | £15,000 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals prior to maturity are subject to a penalty fee - which is the amount of withdrawal x no.of days withdrawn early x interest rate divided by 365 No further additions can be made after the first 14 days of opening. Interest can be withdrawn annually on the maturity date. |
London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here |
![]() |
2.21% | £1,000 / £500,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs - Split ISA Allowance not permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals allowed subject to the loss of 270 days of interest Further additions allowed for up to 14 days after the account is opened |
Castle Trust Bank was authorised in March 2020 and launched initially to existing customers only before offering fixed rate bonds in August 2021 and ISAs in September 2021 |
![]() |
2.00% | £500 / £2m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help To Buy ISAs - This ISA flexible and it is possible to split your allowance. - Additional permitted ISA subscriptions are not accepted. |
Withdrawals allowed subject to 180 days loss of interest. Further additions allowed only in the 14 days after opening. |
Essex based Ford Money launched in April 2017. They have consistently offered competitive ISA rates since. |
![]() |
2.26% | £1,000 / £1m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help to Buy ISAs - This ISA is not flexible and you will not be able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals are permitted but will result in a loss of 1800 days profit Initial deposit must be received within 14 days to guarantee the rate and the account will be closed if no deposits are received within 45 days of opening. |
Gatehouse launched ISAs in April 2020. They are a Sharia bank so this account pays expected profit, rather than interest, to meet Sharia law requirements. The Bank looks after £318m of savings. |
![]() |
2.26% | £1,000 / No Maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - Additional permitted ISA subscriptions are not accepted |
Withdrawals allowed subject to the loss of 270 days of interest Once you have funded the account, no further additions are allowed |
Hodge bank is based in South Wales and was authorised in 1987 and looks after just under £1bn of deposits. |
![]() |
2.05% | £100 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help To Buy ISAs - Split ISA Allowance not permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. |
Withdrawals can be made subject to the loss of 240 days interest Additions can be made up to 31st July 2022 |
This account has a fixed maturity date of 3rd August 2025 Leeds is the 5th largest building society in the UK and looks after £14.5bn of savings. |
![]() |
2.75% | £100 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help To Buy ISAs - Split ISA Allowance not permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. |
Withdrawals can be made subject to the loss of 180 days interest Additions can be made up to 31st July 2022 |
This account is a 30 month fixed rate bond with a fixed maturity date of 2nd February 2025 Leeds is the 5th largest building society in the UK and looks after £14.5bn of savings. |
![]() |
2.31% | £1,000 / £500,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs - Split ISA Allowance not permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals allowed subject to the loss of 270 days of interest Further additions allowed for up to 30 days after the account is opened |
OakNorth launched in 2015 and offers debt and property finance to UK small and medium size enterprises. OakNorth change their rates frequently so move quickly if this rate appeals You can find out more about them here |
![]() |
2.55% | £500 / £500,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - Split ISA allowance - This ISA is flexible - Additional permitted ISA subscriptions are not accepted |
Withdrawals are permitted subject to 270 days loss of interest Additions are only allowed within 28 days of account opening |
Birmingham based Paragon launched in 2014 and now look after £9.3bn of savings. You can find out more about them in our banking directory here |
![]() |
2.40% | £500 / 2£0,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
- Withdrawals are not permitted but early closure or transfer out is allowed, subject to the loss of 270 days of interest - Once opened, savers have five business days to make their initial deposit. |
Principality is the 6th largest building society in the UK, looking after £7.6bn of savings |
![]() |
2.50% | £1,000 / £1m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals not permitted but early closeure allowed subject to the loss of 210 days of interest Further additions allowed for 30 days after account opening |
Birmingham based Secure Trust Bank look after over £2bn of deposits. Their products tend not to be able for long so move quickly if this rate appeals. This bond has a fixed maturity date of 14th February 2024. Find out more about them here |
![]() |
2.38% | £1,000 / £250,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals allowed subject to the loss of 270 days of interest Further additions allowed while product remains open |
Essex based Shawbrook launched in 2011 and looks after £7.84bn of savings Find out more about them here |
![]() |
2.00% | £500 / £1m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
- Withdrawals are not permitted but early closure is allowed with the loss of 240 days interest. - From 7 days after account opening, you can deposit up to your total ISA allowance (£20,000 for 2020/2021) and/or make a request for an ISA transfer in. After this, the account may be closed to further deposits at any time and without notice. |
Skipton is the 4th largest building society in the UK and looks after £19.4bn of deposits. |
![]() |
2.36% | £1,000 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs only - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
- Withdrawals are permitted subject to the loss of 270 days interest - Additions are not allowed, only one initial deposit is permitted |
United Bank UK was formed in 2001 from the merger of two Pakistani banks. It has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London. |