Up to 1 Year Fixed | The Savings Guru

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Up to 1 Year Fixed

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Apply Now	4.22% (6 Months)	£1,000 / £120,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This account is provided by Al Rayan Bank on the Meteor Savings platform
Apply Now	4.10% (9 Months)	£1,000 / £120,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This account is provided by Al Rayan Bank on the Meteor Savings platform
Apply Now	4.15% (6 Months)	£5,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	4.10% (9 Months)	£5,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	4.04% (9 Months)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Added to the account	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	4.05% (6 Months)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Added to the account	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	4.04% (6 Months)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Added to the account	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	4.06% (6 Months)	£1,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Annually	London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 and now look after in excess of £1.63bn of deposits. You can read more about them here
Apply Now	4.12% (9 Months)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	Kuwait Finance House PLC is a UK incorporated bank headquartered in London. It was originally set up to meet the investment and banking needs of offshore investors and visitors from the Gulf. This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	4.05% (6 Months)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	3.94% (6 Months)	£5,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually	6 month fixed rate bond from London based specialist lender United Trust, who launched in 1955 and look after £1.6bn of savings. Find out more about them here
Apply Now	3.92% (9 Months)	£5,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually	9 month fixed rate bond from London based specialist lender United Trust, who launched in 1955 and look after £1.6bn of savings. Find out more about them here
Chetwood Bank	4.00% (6 months)	£1,000 / No maximum	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	Wrexham based Chetwood Bank got its banking licence at the end of 2018 following a £40m investment from Elliott Advisors. Savers should note that Chetwood also offers bonds under the SmartSave brand, which is under the same banking licence, so FSCS protection is on the combined balance for any savings with both brands Find out more about them here
z Cynergy	4.05% (6 months)	£10,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Annually Added to the account	Cynergy was formerly known as Bank of Cyprus, which has operated in the UK since 1955, and looks after £1.76bn of savings
z Gatehouse Bank	4.09% (6 Months)	£1,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid On Maturity Paid Away	This account pays expected profit, rather than interest, to meet Sharia law requirements.
GB Bank	4.05% (6 Months)	£1,000 / £100,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually	GB Bank allow a generous 21 days to fund their fixed rate bonds. GB Bank was awarded a banking licence (with restrictions) in October 2021 and launched savings on 23rd November 2022. It is based in Middlesborough and intends to get Britain building by supporting regional SME property developers with development financing.
LHV	4.10% (9 Months)	£1,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity Added to the account	LHV Bank in the UK was originally a branch in 2018 but became a bank in its own right in 2023. LHV Bank is a subsidiary of LHV Group which is an Estonia based financial group.
LHV	4.10% (6 Months)	£1,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity Added to the account	LHV Bank in the UK was originally a branch in 2018 but became a bank in its own right in 2023. LHV Bank is a subsidiary of LHV Group which is an Estonia based financial group.
Apply Now	4.15% (6 Months)	£2,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity Paid Away	United Bank UK was formed in 2001 from the merger of two Pakistani banks and has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London.

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