Up to 1 Year Fixed

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Allica Bank - 6 months
4.00% (6 Months) £10,000 / £250,000

Branch
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Branch
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  • Paid Annually
  • Paid On Maturity

Allica are based in Milton Keynes and were awarded their banking licence in 2019 and launched in April 2020

You can find out more about them here

 Brown Shipley - Raisin - 9 months
4.03% (9 Months) £1,000 / £85,000

Branch
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Branch
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  • Paid On Maturity

Founded in 1810, Brown Shipley is a UK authorised private bank with over 200 years of experience, and is regulated by both the PRA and FCA.  It is headquartered in London with offices in seven other UK cities, offering fully integrated wealth planning, investment management and banking services.

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

 Byblos Raisin
3.85% (9 Months) £1,000 / £85,000

Branch
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Branch
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  • Paid Annually
  • Added to the account

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

 HL Active Savings - Allica
4.00% (6 Months) £1,000 / £1m

Branch
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Branch
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  • Paid on maturity
  • annually or compounded

Active Savings is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 HL Active Savings - Charter Savings
4.10% (9 Months) £1,000 / £1m

Branch
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Telephone

Branch
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  • Paid on maturity
  • annually or compounded

Active Savings is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 HL Active Savings - Kent Reliance
4.20% (9 Months) £1,000 / £1m

Branch
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Branch
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  • Paid on maturity
  • annually or compounded

This product is provided by Kent Reliance on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 HL Active Savings - United Trust
4.13% (9 months) £1,000 / £1m

Branch
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Branch
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  • Paid on maturity
  • annually or compounded

This product is provided by United Trust Bank on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 HL Active Savings - United Trust
4.09% (6 months) £1,000 / £1m

Branch
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Internet
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Telephone

Branch
App
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Post
Telephone

  • Paid on maturity
  • annually or compounded

This product is provided by United Trust Bank on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 isbank Raisin
4.10% (9 Months) £1,000 / £85,000

Branch
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Telephone

Branch
App
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  • Paid On Maturity

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

 isbank Raisin
4.00% (6 Months) £1,000 / £85,000

Branch
App
Internet
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Telephone

Branch
App
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Telephone

  • Paid On Maturity

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

 Monument Bank
4.03% (6 Months) £25,000 / £400,000

Branch
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Branch
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid On Maturity

Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app.  Consequently, it has a much higher minimum balance requirement than other savings providers.

 QIB - Raisin
3.85% (9 Months) £1,000 / £85,000

Branch
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Branch
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  • Paid On Maturity

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

 Zenith Raisin
3.85% (6 Months) £1,000 / £85,000

Branch
App
Internet
Post
Telephone

Branch
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  • Paid Annually
  • Added to the account

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

Atom Bank - 6 months
3.81% (6 Months) £50 / £100,000

Branch
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Branch
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

This bond is for six months

Durham based Atom Bank has attracted over £3.2bn of savings since its launch in April 2016.  Savers can only access Atom’s products via their mobile app

You can find out more about them here

Atom Bank - 9 months
3.93% (9 Months) £50 / £100,000

Branch
App
Internet
Post
Telephone

Branch
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

This bond is for nine months

Durham based Atom Bank has attracted over £3.2bn of savings since its launch in April 2016.  Savers can only access Atom’s products via their mobile app

You can find out more about them here

Shawbrook Bank
4.04% (9 Months) £1,000 / £2,000,000

Branch
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Branch
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Annually

Essex based Shawbrook launched in 2011 and looks after £7.84bn of savings

Find out more about them here

United Trust Bank - 9 months
4.07% (9 Months) £5,000 / £1,000,000

Branch
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Branch
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  • Paid Away or Compounded
  • Paid Annually

9 month fixed rate bond from London based specialist lender United Trust, who launched in 1955 and look after £1.6bn of savings.

Find out more about them here

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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