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PCF Bank

General Information


PCF Bank was born out of the old Private & Commercial Finance Group, which has been lending in the UK since 1994. The Bank provides finance for vehicles, plant and equipment for 70,000 customers.

Banking Licence

PCF have their own banking licence which isn’t shared with any other banks

Registration Numbers

Companies House Number: 02794633

Financial Conduct Authority: 747017

Based: London

Date Launched: July 2017

FSCS Protected? Yes

Branches: PCF do not have any branches

People of Interest

Head of Savings

Adam Thrower

Chief Executive

Garry Stran (Interim CEO)

Saving Information

No. of Savers

7,800 as at 31st March 2020

Amount of Deposits

£340m as at 31st March 2020

Loan Book

£401m as at 31st March 2020

Account Opening and Management

How Do I Open a Savings Account


How Do I Manage a Savings Account

Internet, Post, Telephone


Lending Activities

PCF has four lending divisions:

  • Business Finance - which provides finance for vehicles, plant and equipment to SMEs
  • Consumer Finance - which provides finance for motor vehicles to consumers
  • Azule Limited - which provides finance to the broadcast and media industry
  • Bridging Property Finance - which provides loans to companies and sole traders investing in residential property


Savings Guru Verdict

PCF's shares were suspended on the stock exchange in May, and their Chief Executive (Scott Maybury) resigned with immediate effect shortly after the suspension.  The shares remain suspended and will remain so until the publication of their 2020 financial results.  An independent review has identified failings of financial controls and reporting processes.  An investigation remains ongoing.

In the meantime, PCF has no savings products on sale and we recommend that savers do not use the bank until these issues are resolved.  Existing savers remain protected by FSCS, within the Scheme's limits, but may wish to consider moving elsewhere when their existing bonds reach maturity, or notice periods have been served.

Contact Information for PCF Bank

Contact Details

Pinners Hall, 105-108 Old Broad Street, London EC2N 1ER

020 7222 2426

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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